Thursday, September 2, 2010

Tips for first time Buyer

Buying a home is one of the most important purchases you make and buy a house for the first time can be a very stressful experience. By following these top ten tips for buying a house for the first time, you can eliminate much of the stress and avoid making an expensive mistake.1. How much work you can afford. It is one of the first questions you ask any real estate agent. Most service providers repayment mortgage calculators to help you work as your mortgage repayments could be, but do not forget to include items such as legal costs, stamp duty, moving costs and home furniture Join us. 2. Shop around for the best mortgage. Mortgages come in all shapes and sizes. To ensure you get the best deal on a mortgage, it is always best to use an independent mortgage broker. Alternatively use a price comparison website to get a better understanding of the market overall.3. What kind of work from home you want. Want an apartment or house? How many bedrooms? Obviously, although this may
seem, first time buyers may struggle to understand the implications of different forms of accommodation, with variations in costs between locations in many cases, bringing in all types equation.4. Location, location, location. Think about where you want to buy. You will need to consider transport links, schools and remember that even if you do not need the schools now, the property in a popular school catchment area is much saleable.5 property. Look at as many properties as possible. Please contact your local estate agents, look in local newspapers and online search for properties. This will give you an idea of what is out there will help you learn what you like and how compare.6 prices. Take a home buyer experience with you. Someone who bought before will help you pick things you could lose and make sure you ask the right questions.7. See more than once. View property at a different time on a day different will help ensure that you see your new home, in all possible lights
and do not miss anything, such as traffic noise or other factors that could spoil the pleasure of property.8. Negotiate hard. When you find the place you want to buy, be prepared to negotiate hard. As a first time buyer you are in a strong position. No chain. Use this to your advantage to offer less than asking price. 9. Check the property is sound. You will need an assessment, but it is always wise to pay a little extra for a more detailed investigation to reveal any minor or indeed major problems with structure. You can use any identified adverse to negotiate better price.10. Always use a lawyer. It will cost, but you can shop around. Remember that this is the biggest purchase you are ever likely to make and it is important to make sure it is handled correctly, so you have properly come home you want. Road to buying property rarely goes as planned, but following these tips should make the journey a little less annoying and less stressed. Good luck.This article was written
by Lokku Laboratories for Gartoo property search engine. For more Gartoo writing please visit Gartoo blog.

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